Many people mistakenly think that Medicare will pay for nursing home care for their elderly parents or loved ones. Unfortunately, except under limited circumstances, they are mistaken and that mistake can be a costly one. Families of elders should seek advice when facing long-term care issues.
In the field of elder law in Florida, the CARES program is often discussed. The Comprehensive Assessment and Review for Long-Term Care Services (CARES) is Florida's federally mandated pre-admission screening program for nursing home applicants.
With the aging of our population and the improved healthcare available, people are living longer. Of those, perhaps a large percentage will eventually need nursing home care. This will present a major financial burden to many families. Elder law planning is essential. So how does nursing home care get paid?
Clients often approach us as elder law attorneys explaining that their elderly loved-one needs to go into a nursing home. Because of the prohibitive expense of such care, they want governmental assistance to pay for the care. Specifically, they want to qualify for the Managed Care Long-Term Care Program offered through Medicaid.
As our population ages, providing long-term care becomes increasingly important. Long-term care can include everything from in-home assistance, assisted living facilities (ALF) and nursing home care. In particular, how to pay for long-term care can overwhelm both the elderly and their loved ones. Thinking about this issue should be considered in any estate planning process involving an elderly person.