A well-recognized Latin phrase, “In Omnia Paratus” is translated as “Ready for anything.” Legally speaking, when it comes to life’s challenges, many adults are not ready for anything. In particular, they are not ready in the event of disability, incapacity, or death. They simply are not prepared.

From an estate lawyer’s standpoint, we recommend that every adult have the following documents in place:

1. Last Will and Testament

2. Declaration of Living Trust

3. Declaration of Living Will

4. Healthcare Power of Attorney

5. HIPAA Authorization.

6. Durable Power of Attorney

Having these documents provides a comprehensive plan to protect you in the event of your disability, incapacity, or death. If something happens to you, your loved ones will have the means to provide for you and, in the event of death, to settle your estate with as little inconvenience, cost, and delay as possible.

The key to having these estate documents is that you need to have them before a crisis. Often, once the crisis arises, it’s too late to take action. So without having these documents in place, you’re not ready for anything.

Because these documents involve complex legal issues, they should be prepared by an experienced estate planning attorney.

For more information on these essential estate documents, you can request a complimentary copy of my book Florida Estate Planning & Probate Unveiled. Just send me an email at [email protected] and include your mailing address. I will be happy to mail you a copy.