April 2018 Archives

The decisions you make when forming your business matter

When you are starting a business in Florida, there are many important decisions you will have to make as you move forward. The choices you make during the formation process will have an impact on the future of your company and the way your business operates. It can be beneficial to have guidance as you establish and organize your company. 

Life Insurance and a Living Trust

With a life insurance policy, the owner can designate beneficiaries, and at the death of the owner, the policy pays the death benefits directly to the designated beneficiaries. The benefits are paid in accordance with the contractual terms of the policy. So long as a beneficiary is named, no probate is required and the person's Last Will & Testament does not come into play. This is one of the nice benefits of life insurance.

Florida Homestead Protection of Spouse and Minor Children

In Florida, a person's homestead is their principal place of residence and as homestead, the property has certain benefits and protections. These include: (1) exemption for creditor claims; (2) exemption from certain real estate taxes; and (3) protection of spouse and minor children. Prior blogs on this site have addressed the first two benefits listed; this blog will address the third.

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